Legal

Terms of Use

Effective 5 November 2026

These terms and conditions apply to the Cosmia app (hereby referred to as “Application”) for mobile devices that was created by KRISTINA BORTSOVA (hereby referred to as “Service Provider”) as a Commercial service.

Upon downloading or utilising the Application, you are automatically agreeing to the following terms. It is strongly advised that you thoroughly read and understand these terms prior to using the Application. If you do not agree with them, please do not use the Application.

What Cosmia is, and what it is not

Cosmia is a daily guide for reflection. It uses cosmic symbolism (the Moon, astrology and Tarot) as a starting point for a theme of the day, gentle practical suggestions and a question to reflect on.

The content of the Application is offered for self-reflection and entertainment. It does not predict the future and is not a statement of fact about you or your life. The choices you make are always yours.

The Application does not provide medical, psychological, legal, financial or other professional advice, and it is not a substitute for it. Suggestions such as movement or meditation are ideas, not a programme; listen to your body and consult a qualified professional before making decisions about your health, finances or legal matters. If you are in crisis or your safety is at risk, contact your local emergency services or a crisis line right away.

Who can use the Application

You must be at least 13 years old, or the minimum age required by the law of your country, to use the Application. If you are under the age of majority where you live, you may use the Application only with the permission of a parent or legal guardian, who agrees to these terms on your behalf.

Licence and intellectual property

The Service Provider grants you a personal, non-exclusive, non-transferable, revocable licence to use the Application on Apple devices that you own or control, as permitted by the Apple Licensed Application End User License Agreement (“Apple Standard EULA”). These terms supplement the Apple Standard EULA; where they conflict, these terms apply to the extent permitted by Apple.

Unauthorised copying, modification of the Application, any part of the Application, or our trademarks is strictly prohibited. Any attempts to extract the source code of the Application, translate the Application into other languages, or create derivative versions are not permitted. All trademarks, copyrights, database rights, and other intellectual property rights related to the Application, including its texts, design and illustrations, remain the property of the Service Provider.

The Tarot card illustrations are from the Rider–Waite deck, illustrated by Pamela Colman Smith (1909), and are in the public domain.

Your content

What you write in the Application (your Journal, intentions, notes and questions) belongs to you. It is stored on your device and, if you turn on iCloud sync, in your private iCloud storage, as described in the Privacy Policy. The Service Provider does not claim any rights to it. You can delete it at any time in Profile → Your data.

Subscriptions and free trial

Some features of the Application are available for free. Other features, such as all Life Areas every day, require a paid subscription (“Cosmia Premium”).

Plans. The Application offers a yearly subscription with a free trial and a monthly subscription. The current prices, billing period and length of the free trial are shown in the Application before you confirm a purchase. Prices may vary by country and may include taxes.
Payment. Payment is charged to your Apple Account when you confirm the purchase or, if you start with a free trial, when the trial ends.
Free trial. If you do not cancel at least 24 hours before the end of the free trial, the trial converts into a paid subscription. A free trial is available once per Apple Account. Any unused portion of a free trial is forfeited when you purchase a subscription.
Automatic renewal. A subscription renews automatically for the same period at the then-current price unless auto-renewal is turned off at least 24 hours before the end of the current period. Your Apple Account is charged for renewal within 24 hours before the end of the current period.
Managing and cancelling. You can manage or cancel your subscription at any time in your device’s Settings → [your name] → Subscriptions. Deleting the Application does not cancel a subscription. After cancellation, you keep access until the end of the paid period.
Refunds. Purchases are processed by Apple, and refund requests are handled by Apple under its policies at reportaproblem.apple.com. Nothing in these terms limits any refund rights you have under the law of your country.
Restoring purchases. You can restore an active subscription on another device signed in with the same Apple Account using “Restore purchases” in the Application.
Price changes. The Service Provider may change subscription prices. You will be notified in advance as required by Apple and applicable law, and, where required, a price increase will apply only if you agree to it.

The Service Provider is dedicated to ensuring that the Application is as beneficial and efficient as possible. As such, they reserve the right to modify the Application or to charge for their services at any time and for any reason. The Service Provider assures you that any charges for the Application or its services will be clearly communicated to you.

AI-powered features

The Application may use Artificial Intelligence (AI) technologies to write some personal readings. These features are used only if you agree to them in the Application; otherwise the Application uses readings from its own library. Where AI-powered features rely on third-party AI service providers, information may be transmitted to and processed by those providers as necessary to provide the requested functionality, as described in the Privacy Policy.

AI-generated content may not always be accurate, complete, reliable, or suitable for a particular purpose. You acknowledge that AI-generated information should not be considered professional, medical, legal, financial, or other specialised advice. You are responsible for evaluating AI-generated content before relying on it.

Acceptable use

You agree not to:

use the Application for any unlawful purpose;
interfere with, overload or attempt to gain unauthorised access to the Application or the Service Provider’s servers, including the birth place search and content services;
circumvent subscription checks, usage limits or other technical protections;
use automated means to extract content from the Application.

Your device and data

The Application stores and processes personal data that you have provided in order to provide the Service. It is your responsibility to maintain the security of your phone and access to the Application. The Service Provider strongly advises against jailbreaking or rooting your phone, which involves removing software restrictions and limitations imposed by the official operating system of your device. Such actions could expose your phone to malware, viruses, malicious programs, compromise your phone’s security features, and may result in the Application not functioning correctly or at all.

Third-party services

The Application utilises third-party services that have their own Terms and Conditions. Below are the links to the Terms and Conditions of the third-party service providers used by the Application:

Internet connection and charges

Please be aware that the Service Provider does not assume responsibility for certain aspects. Some functions of the Application, such as downloading the content of the day, searching for your birth place, subscriptions and AI-powered readings, require an active internet connection, which can be Wi-Fi or provided by your mobile network provider. The Service Provider cannot be held responsible if the Application does not function at full capacity due to lack of access to Wi-Fi or if you have exhausted your data allowance.

If you are using the Application outside of a Wi-Fi area, please be aware that your mobile network provider’s agreement terms still apply. Consequently, you may incur charges from your mobile provider for data usage during the connection to the Application, or other third-party charges. By using the Application, you accept responsibility for any such charges, including roaming data charges if you use the Application outside of your home territory (i.e., region or country) without disabling data roaming. If you are not the bill payer for the device on which you are using the Application, you assume that you have obtained permission from the bill payer.

Similarly, the Service Provider cannot always assume responsibility for your usage of the Application. For instance, it is your responsibility to ensure that your device remains charged. If your device runs out of battery and you are unable to access the Service, the Service Provider cannot be held responsible.

Accuracy of information

While the Service Provider strives to ensure that the Application is updated and accurate at all times, it relies on astronomical calculations, place data and other information from third parties. Astronomical positions, times of lunar phases and places may contain inaccuracies. The Service Provider accepts no liability for any loss, direct or indirect, that you experience as a result of relying entirely on this functionality of the Application.

Disclaimer and limitation of liability

The Application is provided “AS IS” and “AS AVAILABLE”, without warranties of any kind, to the extent permitted by law. To the maximum extent permitted by law, the Service Provider is not liable for any indirect, incidental, special or consequential damages, or for any decisions you make based on the content of the Application.

Nothing in these terms excludes or limits liability that cannot be excluded or limited under applicable law, and nothing in these terms affects your statutory rights as a consumer.

Updates and termination

The Service Provider may wish to update the Application at some point. The Application is currently available as per the requirements for the operating system, and the requirements for the operating system (and for any additional systems they decide to extend the availability of the Application to) may change. You will need to download the updates if you want to continue using the Application.

The Service Provider does not guarantee that it will always update the Application so that it is relevant to you and/or compatible with the particular operating system version installed on your device. However, you agree to always accept updates to the Application when offered to you.

The Service Provider may also wish to cease providing the Application and may terminate its use at any time without providing termination notice to you. Unless they inform you otherwise, upon any termination:

(a) the rights and licences granted to you in these terms will end; and

(b) you must cease using the Application and, if necessary, delete it from your device.

Data stored on your device remains yours.

Changes to These Terms of Use

The Service Provider may periodically update their Terms of Use. Therefore, you are advised to review this page regularly for any changes. The Service Provider will notify you of any changes by posting the new Terms of Use on this page and updating the effective date. Continued use of the Application after the changes take effect means you accept the updated terms.

Contact Us

If you have any questions or suggestions about the Terms of Use, please do not hesitate to contact the Service Provider at support@cosmia.site.

Service Provider: KRISTINA BORTSOVA

Email: support@cosmia.site